Terms & Conditions

1. Introduction

Welcome to Lois Hayward VA (https://loishayward-va.co.uk). By using this website, you agree to comply with these Terms & Conditions. If you do not agree, please refrain from using the site.

2. Who We Are

• Business Name: Lois Hayward VA
• Registered Address: 22 St. Laurence Way, Bidford-On-Avon, Warwickshire B50 4FF
• ICO Registration Number: ZB889536
• Contact Email: lois@loishayward-va.co.uk

3. Use of the Website

By accessing this website, you agree to:

• Use the site lawfully and responsibly.
• Not engage in fraudulent or unlawful activities.
• Not attempt to gain unauthorised access to our systems.
• Not distribute harmful software (e.g., viruses, malware).

We reserve the right to restrict or terminate access to users who violate these terms.

4. Intellectual Property

All content on this website, including text, images, branding, and design elements, is owned by Lois Hayward VA or licensed for use. You may not:

• Copy, reproduce, or distribute content without permission.
• Use our branding or trademarks without prior consent.
• Modify or create derivative works based on our content.

5. Services & Liability

We strive to provide accurate and up-to-date information. However, we do not guarantee that all content is error-free. We are not liable for:

• Any losses resulting from reliance on website information.
• Technical issues or website downtime.
• Third-party services linked from our website.

6. Third-Party Links

Our website may contain links to third-party sites. These links are provided for convenience, and we are not responsible for their content, security, or privacy practices.

7. User Accounts & Security

If our website offers user accounts, you are responsible for:

• Keeping login credentials secure.
• Not sharing account details with others.
• Reporting any unauthorised access immediately.

We reserve the right to suspend or terminate accounts that violate security policies.

8. Privacy & Cookies

Your use of this website is subject to our Privacy Policy and Cookies Policy.

9. Disclaimers

• We provide this website “as is” without warranties of any kind.
• We do not guarantee uninterrupted or error-free access.
• We are not responsible for external factors affecting website performance.

10. Limitation of Liability

To the fullest extent permitted by law, Lois Hayward VA shall not be liable for:

• Indirect or consequential damages.
• Loss of data or business opportunities.
• Any claims arising from third-party services.

11. Governing Law & Dispute Resolution

These Terms & Conditions are governed by the laws of England & Wales. Any disputes will be resolved under UK jurisdiction.

If a dispute arises, we encourage resolution through informal negotiation before pursuing legal action.

12. Changes to These Terms

We may update these Terms & Conditions periodically. Continued use of the website signifies acceptance of any changes.

13. Contact Us

If you have any questions, please contact us at lois@loishayward-va.co.uk